Employee Financial Wellness: Credit Monitoring & Identity Protection Benefits

Deliver modern financial wellness solutions with credit tools, debt support, and identity protection that enhance employee engagement and loyalty. 

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We partner with industry-leading clients, empowering millions of people to achieve greater financial security:

10M+

consumers have access to credit monitoring powered by Array

400M+

personal records removed from the web to protect consumers

10+

products for comprehensive financial security

 

Why financial education isn't enough

Studies have shown that improved financial literacy can explain just 0.1% of behavior changes that occur.1


Without easily accessible tools to help employees take action on their financial health, it becomes that much more difficult for employees to produce positive change. Financially stressed employees can lead to decreased engagement and, eventually, to attrition. Achieving financial wellness requires integrating various aspects of the financial landscape, including access to essential financial tools.

 

Give employees access to their credit data and insights

Help your workforce build credit awareness and make smarter financial decisions with market-proven solutions.

My Credit Manager product

 

Deliver a seamless, branded experience with My Credit Manager.

Offer employees the ability to:

Access their credit score and report in real time
Understand what's impacting their financial health
Stay informed with alerts and guidance inside your platform

 

Modernize Your Benefits with Identity and Privacy Protection

Offer in-demand solutions your employees will actually use, with measurable impact on engagement and benefit satisfaction.

Identity Protect product

 

 

 

Identity Protect

Give employees access to real-time alerts and up to $5 million in identity theft insurance.2

Privacy Protect

Help your team control their personal data by scanning, monitoring, and removing exposed information from public sites. Run a free privacy scan below to see how much of your information has been exposed!

 

 

Curious to see how it works? Run a free privacy scan to see how much of your information has been exposed.

See how leading employers are enhancing their benefits with embedded financial tools:

 

 

Help employees manage debt with confidence

Give employees practical tools to take control of their debt and build lasting stability.

Array for BNPL Debt Navigator@2x

 

 

 

Lower monthly student loan payments with personalized repayment guidance
Provide clear insights that help employees take control of their debt
Enable smarter credit habits through proactive education and tracking
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Enhance your benefits offering with tools that support financial resilience.

Financial wellness that drives engagement and retention

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Launch in just a few weeks (not months) with customizable, easy-to-implement solutions.

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Support financial wellness with comprehensive credit monitoring and identity protection.

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Drive loyalty and engagement by empowering employees to make better financial decisions.

Articles from the Array blog

Hispanic Heritage Month: Bridging the Financial Wellness Gap Through Embedded Innovation

Hispanic Heritage Month: Bridging the Financial Wellness Gap Through Embedded Innovation

Discover how innovative embedded fintech solutions are bridging financial gaps for Hispanic Americans, driving inclusion, engagement, and sustainable growth.
More Than Content: Offer the Financial Tools Your Followers Will Love

More Than Content: Offer the Financial Tools Your Followers Will Love

What if you could offer personal finance tools that empower your followers beyond your content?
Empowering Communities across an Array of Financial Wellness Products

Empowering Communities across an Array of Financial Wellness Products

Learn more about the Fair Credit Reporting Act (FCRA) and how it safeguards consumer credit information, rights, and accuracy in credit reports.

 

About Array

 
Array is an embeddable platform that complements the existing product experience for many of the world’s leading fintechs, financial institutions, and digital brands. Our rapidly expanding suite of financial, credit, and identity and privacy protection products drives acquisition, retention, and revenue for our clients.
 
Invisible by design, Array is building a future where consumers can count on the brands they already trust to deliver everything they need to achieve their financial goals, all in one place.

Why choose Array?

Array is the easiest way to offer powerful and innovative financial features—all within your digital experience—without sweating the details on compliance and integration.

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Continuous innovation

Access a constantly evolving product roadmap. We pay close attention to what moves the needle for you and your employees so you can focus on what you do best.
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Enrich your brand equity

Make it your own. Our private labels are completely customizable so your employees never leave your digital experience.
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Launch in weeks

Turn 18-month builds into a 6–12 week deployment with Array’s wide range of embedded tools.
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Flexible deployment

We’ve made Array as easy for developers to implement as possible with three deployment options—embed our web components, create a private label experience or utilize our API to address your specific needs.
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Robust security

We're built on a foundation of security supported by a team of veteran cybersecurity professionals with a wide range of experience.
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Fewer vendors

With Array, you're no longer working with a point solution. Fewer vendors mean fewer operational headaches and more bandwidth for you and your team.

 

 

Book a 15-min call with Array:

1 Why Financial Literacy Alone Will Always Fail, Kiplinger, 2022
2 The Identity Theft Insurance is underwritten and administered by AIG. This description is a summary and is solely intended for informational purposes and may not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.